Pre-paid legal plans, also known as legal insurance, is a coverage provided by certain employers that allows for employee members to take advantage of low-cost or free legal services by licensed attorneys. Individuals are also able to sign up for such plans through certain companies.

Some popular types of legal insurance include:

ARAG Legal Insurance
LegalShield / ParkerStanbury
MetLife
LegalGuard
LegalZoom
RocketLawyer

WHAT CAN I GET WITH MY PLAN?

It depends on the legal plan. Some plans allow you to get representation for free while other plans provide you with a discount. Please check with your plan provider to see the exact coverage you have.

For personal injury cases, your plan will likely include a discounted % rate of amounts recovered.

For estate planning cases, your plan will likely allow for a free estate plan (with most ARAG plans) or a highly discounted attorney rate (with other plans such as LegalShield). Please note that for ARAG and any flat fee payment plans that it covers simpler matters, and more complex matters may incur additional out-of-pocket fees.

WHAT PLAN IS BEST?

Which plan is best for you will depend on your financial circumstances and will differ for each person. I recommend you reach out to each company listed above to see what each can offer.

WHICH LAWYER DO I GET UNDER THE PLAN?

Depending on the plan you may be referred randomly to an attorney or you may have an option of picking an attorney from a list.

If you have a choice in picking an attorney, be sure to check their reputation with online reviews, asking for client references, and ensuring they have no ethical violations on their file.